How to pay off £11,000 debt in 12 months

Now if you think this is going to be an easy, quick fix to your money problems then you would be wrong. The last 12 months have probably been the most difficult time in my life this story isn’t without tears. This is going to get into the nitty-gritty of how I paid off £11,000 debt in 12 months and it hopefully might help you out too. Debt pay off is not for the faint-hearted or the lazy.