Now if you think this is going to be an easy, quick fix to your money problems then you would be wrong. The last 12 months have probably been the most difficult time in my life this story isn’t without tears. This is going to get into the nitty-gritty of how I paid off £11,000 debt in 12 months and it hopefully might help you out too. Debt pay off is not for the faint-hearted or the lazy.
I have been regrouping for the last few months and just getting to know my life in the UK again. It is been a rough transition, to say the least, when you are used to a lifestyle and a living dynamic, to have that completely changed in the space of days can be disruptive.
Audiobooks and Audible have been lifesavers for me because it allows me to absorb information while also getting on with my daily commute. Some people will say that this is not a real way to read a book, but I call BS because I think different people learn in different ways.
Let’s face it, I have never been a fiscal guru. If you put my credit history on a graph it would resemble something like a